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When you have that much credit card debt, it’s costing you a huge amount of interest and fees to carry that debt every single month.
Do a zero based, balanced budget, and give every dollar a job to do.
When you go cash only, that means when you pay for something, you only use cash or cash based transactions such as checks, bank transfers, debit cards, or even an app on your phone that’s linked to your debit card. To pay bills you will probably want to use a debit card or bank transfer.
Once you subscribe, you can access all the facilities just like any other member regardless of how much you have paid.When you fully commit to a change in lifestyle like going cash only, you need to when you get rid of our credit cards?It’s because now you are spending only what you have instead of not keeping track and spending more than you make, which is easy when you use credit cards.Most people just blindly believe these myths because of good marketing by the credit card companies and the herd mentality of to do is commit to getting rid of your credit cards for good.
Decide that you don’t want to be like everybody else out there, falling prey to the marketing hype and the paycheck depleting, never ending payments.That’s just a broad myth that way too many people believe.