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16-Jan-2020 16:00

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To offset the closure of one account, for example, you can request a credit limit boost on another card in order to maintain the ratio.

Depending on your total available credit, closing a credit card account with a high credit limit could hurt your credit score, particularly if you have high balances on other cards or loans.

Chip technology, so paying for your purchases is more secure at chip-card terminals in the U. This APR will vary with the market based on the Prime Rate.

Balance Transfers – 0% introductory APR for the first twelve billing cycles following each balance transfer that posts to your account within 45 days of account opening.

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Points required for an Award Flight will vary based on the published base fare at the time of booking.

Anyone can take scissors to a credit card, but it takes skill to cancel a card without nicking your credit score.