Does consolidating credit card debt mean


07-Oct-2020 00:00

But let’s be honest: Your interest rate isn’t the main problem. This specifically applies to consolidating debt through credit card balance transfers.

The enticingly low interest rate is usually an introductory promotion and applies for a certain period of time only. Be on guard for “special” low-interest deals before or after the holidays.

Reasonable efforts have been made by Advisory HQ to present accurate information, however all info is presented without warranty. Also review each firm’s site for the most updated data, rates and info.

Credit card debt is a type of unsecured liability which is incurred through revolving credit card loans.

Additionally, most credit cards come with reward incentives such as cash back or points that can be used toward future purchases or even to pay down outstanding balances.

does consolidating credit card debt mean-2

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Credit card debt is highly influential in determining a borrower’s credit score since it will typically account for a significant portion of credit utilization on a borrower’s credit profile.

This type of debt does carry some of the industry’s highest interest rates.



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