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Lower APRs and longer terms when compared to a typical payday lending product.

For the So Fi variable rate loan, the 1-month LIBOR index will adjust monthly and the loan payment will be re-amortized and may change monthly.

APRs for variable rate loans may increase after origination if the LIBOR index increases.

The So Fi 0.25% Auto Pay interest rate reduction requires you to agree to make monthly principal and interest payments by an automatic monthly deduction from a savings or checking account.

For example, a

For the So Fi variable rate loan, the 1-month LIBOR index will adjust monthly and the loan payment will be re-amortized and may change monthly.

APRs for variable rate loans may increase after origination if the LIBOR index increases.

The So Fi 0.25% Auto Pay interest rate reduction requires you to agree to make monthly principal and interest payments by an automatic monthly deduction from a savings or checking account.

For example, a $1,000 loan made or arranged by Opportunity Financial with 12 bi-weekly payments of $130 has a 199% APR.

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For the So Fi variable rate loan, the 1-month LIBOR index will adjust monthly and the loan payment will be re-amortized and may change monthly.APRs for variable rate loans may increase after origination if the LIBOR index increases.The So Fi 0.25% Auto Pay interest rate reduction requires you to agree to make monthly principal and interest payments by an automatic monthly deduction from a savings or checking account.For example, a $1,000 loan made or arranged by Opportunity Financial with 12 bi-weekly payments of $130 has a 199% APR.

,000 loan made or arranged by Opportunity Financial with 12 bi-weekly payments of 0 has a 199% APR.

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After the 12th successful payment, the loan would be paid in full. ET Monday-Friday are typically funded the next business day.If approved, the presented rates and terms on this site are subject to change based on verification of the information provided and other factors such as your creditworthiness and outstanding debt.